Annie was born about 1873 in Ardrossan, Ayrshire, Scotland, the daughter of unknown parents.
Her husband was James Hotchkiss, who she married on 25 DEC 1897 in Dumbarton, Scotland. Their two known children were Agnes (c1899-?) and Nicholas Cunningham (1900-?).
!Source: ancestry.com 1901 Scotland Census
James Hotchkiss 27, head, abt 1874, Coatbridge, Lanarkshire
Annie Hotchkiss 28, wife, abt 1873, Ardrossan, Ayrshire <<<
Agnes Hotchkiss 2, daughter, abt 1899, Coatbridge, Lanarkshire
Nicholas Hotchkiss 9 Mo, daughter, abt 1900, Coatbridge, Lanarkshire
The 1901 Census for Scotland was taken on the night of 31 March/1 April 1901.